Frequently Asked Questions We know first hand that insurance can be confusing. This is why we've created an easy-to-read library of answers to commonly asked questions. Broaden Your Insurance Knowledge Below Auto Insurance FAQs Home Insurance FAQs Business Insurance FAQs Auto Insurance FAQs What if I rent a car? How am I covered? Should I file an auto claim? The right decision can save you money! What happens if someone borrows my car and has an accident? How will an accident affect my auto insurance? How will a DUI affect my insurance? Why do I have to pay for damage to my unattended vehicle? Why did my auto premium increase after a move? How will a new teenage driver affect your auto insurance? If I rent a moving truck is it covered by my auto insurance? How will a ticket affect my auto insurance premium? Which insurance company is REALLY the best? Home Insurance FAQs How is my child's “stuff” covered while they are at college? Is damage from termites covered under my home insurance? Is mold damage covered under my home insurance? Do I need flood insurance? Which insurance company is REALLY the best? Are my outbuildings covered under my home insurance? Avoid these 3 common water damage mistakes when it comes to insuring your home! Don’t make the mistake of not insuring your valuables properly! How much should my home really be insured for? Will home insurance pay for tree removal? Does home insurance cover ATVs, golf carts, and tractors? How is roof damage covered under my home insurance? How can I easily prevent water leak damage? Business Insurance FAQs What is Workers' Compensation Insurance? Do I need Workers' Compensation Insurance?